The share of Americans dipping into workplace retirement plans for emergency cash rose again last year, with Vanguard reporting that 6% of workers in its 401(k) plans took a hardship withdrawal in 2025, up from 5% in 2024.
The share of Americans dipping into workplace retirement plans for emergency cash rose again last year, with Vanguard reporting that 6% of workers in its 401(k) plans took a hardship withdrawal in 2025, up from 5% in 2024.